1099 contractor payments, kept cleanly separate

Track what you pay contractors without mixing it into W-2 withholding logic where it doesn’t belong — with year-to-date totals ready for 1099-NEC prep and a portal each contractor logs into themselves.

Contractor portal

Contractors see their own payment history

Each contractor logs in to their own portal to see payments and year-to-date totals — nothing about your employees, and nothing about any other contractor.

  • Full payment history and year-to-date totals
  • Kept separate from W-2 payroll at the database level
  • Ready for 1099-NEC prep at year end
app.idealworkforce.us/contractor/payments
Year-to-date$14,200.00
Payments8
Aug 22, 2026Freight relay$1,775.00
Aug 8, 2026Freight relay$1,775.00

Why separate contractor payments from payroll

A 1099 contractor isn’t on your payroll: no federal withholding, no Social Security or Medicare taken out, no FUTA. Mixing that logic together is how businesses end up with a contractor who looks like an employee on paper. Ideal Workforce keeps contractor payments in their own track, with their own portal and their own records.

Recurring or one-off payments

Log a one-off payment for a single job, or set up a recurring rate for a contractor you pay regularly. Every payment is timestamped and kept on record, building toward an accurate year-to-date total.

Ready for year-end

Year-to-date contractor totals are tracked throughout the year, so you’re not reconstructing a full year of payments from memory or a spreadsheet when it’s time to prepare 1099-NEC forms.

Self-service for contractors

Every contractor gets their own secure login to see their own payment history and totals — the same self-service model as employees get for paystubs, just scoped to what a contractor actually needs to see.

What this does not include

Ideal Workforce records and tracks contractor payments; it does not originate ACH payments to contractors and does not transmit 1099-NEC forms to the IRS on your behalf today. You issue payment and file 1099s yourself, with accurate totals in hand.

Pay contractors without the spreadsheet

Contractor payment tracking is included on every plan, starting at $49/month plus $4 per active worker.